PayPartners Teams with First Citizens Bank to Issue Pay Cards to First Citizens` Commercial Clients

ATLANTA, GA -- March 3, 2008 -- RTP Financial Services, today announced an agreement with First Citizens Bank to provide its PayPartners pay card services for their commercial clients unbanked and underserved employees. The new debit MasterCard card will be issued to and used for payroll deposits to First Citizens' commercial clients.

PayPartners™ MasterCard branded debit card allows employees who do not have a traditional bank account to receive their paychecks direct deposited via ACH. This strategic alliance will allow First Citizens' Clients the ability to move to 100% electronic payroll while reducing expenses as well as adding efficiencies within their payroll processes. PayPartners' debit card also helps employees save time and money as well as giving them the opportunity to re-enter the financial services sector. Ryan Powers, Managing Partner of RTP Financial Services said, "Being chosen by First Citizens to provide our PayPartners paycard service to their valued clients is a tremendous honor. This partnership will be a springboard towards increased revenue and growth for both companies".

Companies enrolled in the PayPartners program have lowered payroll costs by up to 70 percent, while HR and payroll departments have been able to increase operational efficiency by securely making direct deposits into each employees PayPartners account

RTP Financial Services is a professional financial services company that specializes in providing consumers and corporations a safe, secure and discrete electronic worldwide commerce payment solution. RTP Financial Services is headquartered in Atlanta, GA with a satellite office in Charlotte, NC. RTP Financial Services has close relationships with a number of national and global financial institutions that allow it to successfully implement its debit card programs.

First Citizens Bank, headquartered in Raleigh, NC operates 340 branches in North Carolina, Virginia, West Virginia, Maryland and Tennessee. Subsidiaries of First Citizens Bank include First Citizens Investor Services, Inc., IronStone Securities, Inc., and Neuse Financial Services, Inc.

The PayPartners payroll card is a MasterCard Card used by employees, contractors and affiliates to receive payroll and commission payments via direct deposit "ACH".
The PayPartners pay card Master Card is a payment card that can be used for payroll as well as other payouts .