Overview

PayPartners is a service of RTP Financial Services, LLC. We value you as a customer and understand that gaining and keeping your trust is important to our success. We are committed to protecting the information you provide to us. The PayPartners privacy policy provides you with the measures we take to enable you to make informed decisions about using the PayPartner services. This privacy policy covers both our website and use of our services, and is our notice to you of:

What personal information is collected from or about you
How the information is used and shared
Our security procedures that protect against loss or misuse of the information under our control
Your available choices regarding collection, use and distribution of the information
How to correct inaccuracies in the information submitted to us

Information Collection & Use

PayPartners collects personally identifiable information from our users at several different points on our Web site.

Registration

In order to use the PayPartners Website, you must first complete the registration form and create a username and password. Your username and password are used to verify your identity when logging into the website. During registration you are required to provide contact information (such as name, email address, mailing address and other personally identifiable information such as social security number. This information is used to facilitate financial transactions between you your payee(s) and other entities, and may be used periodically to inform you of transaction history or other details pertaining to your account. You are also required to provide your birth date and government issued identification number. We must store the identification number to comply with government financial regulations to prevent money laundering and financing of terrorism. Your birth date is used to ensure that you are old enough to be issued a PayPartners Card. During registration all information you submit to us in encrypted using secure socket layer technology (SSL).

We may use this information to contact you about PayPartner services. We may from time to time use your email address to send you newsletters, service messages or other updates and/or announcements. You may opt out of receiving email communication from us by adjusting the settings in your profile.

You have the option to add demographic information to your profile such as income level and gender to us. We encourage you to submit this information so we can provide you a more personalized experience on our site.

PayPartners, the PayPartners Card issuing financial institution and the PayPartners Card processor are the sole owners of the information collected on PayPartners.com

Surveys or Contests

We may provide you the opportunity to participate in contests or surveys on our site. If you participate, we will request certain personally identifiable information from you. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. The requested information typically includes contact information such as email address and phone number and demographic information.

We use this information to notify contest winners and award prizes and to inform you of survey results via email or newsletter.

We may use a third party service provider to conduct these surveys or contests; that company will be prohibited from using our users' personally identifiable information for any other purpose. We will not share the personally identifiable information you provide through a contest or survey with other third parties unless we give you prior notice and choice.

Communications from the Site

Special Offers and Updates

We will occasionally send you information on the PayPartners service. Out of respect for your privacy, we present the option not to receive these types of communications by sending an email to privacy @ paypartners.com.

Newsletters

From time to time we will use your name and email address to send newsletters to you. Out of respect for your privacy, we present the option not to receive these types of communications by sending an email to privacy @ paypartners.com.

Service-related Announcements

We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account.

Customer Service

Based upon the personally identifiable information you provide us, we may send you a welcoming email to verify your username and password. We will also communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will communicate with you by email or via the telephone number listed in your profile.

Information Sharing and Disclosure

Aggregate Information (non-personally identifiable)

We share aggregated demographic information about our user base with our partners and advertisers. This information does not identify individual users.

We do not link aggregate user data with personally identifiable information.

Personally identifiable information:

We Share Personally Identifiable Information with Third Parties.

The PayPartners card is issued by a bank. We must share your personally identifiable information with the bank in order to issue you a PayPartners Card. The bank issuing your PayParttners Card is listed on the back of your card. The bank does not retain, share, store or use personally identifiable information for any other purposes.

Financial transactions (such as ATM withdrawals and purchases) performed with yourPayPartners Card are processed by our prepaid card processor. We must share your personally identifiable information with the processor in order for them to facilitate these transactions. The processor does not retain, share, store or use personally identifiable information for any other purposes.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site

Choice/Opt-out

If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by sending an email to privacy @ paypartners.com.

You will be notified when your personal information is collected by any third party that is not our agent/service provider, so you can make an informed choice as to whether or not to share your information with that party.

Log Files

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole.

We do not link this automatically-collected data to personally identifiable information. IP addresses are tied to personally identifiable information to determine lessen the possibility of fraudulent use of your account.

We use a third-party tracking service called Google Analytics to track non-personally identifiable information about visitors to our site in the aggregate. This information includes page views, unique visitors and repeat visitors.

A cookie is a small text file that is stored on a user's computer for record-keeping purposes. We do not use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use session ID cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close you browser.

If you reject cookies, you may not be able to use our site.

Links to Other Sites

This Web site contains links to other sites that are not owned or controlled by RTP Financial Services, LLC. Please be aware that we, RTP Financial Services, LLC, are not responsible for the privacy practices of such other sites.

We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.

Access to Personally Identifiable Information

If your personally identifiable information changes, or if you no longer desire our service, you may correct, update or deactivate it by sending an email to privacy @ paypartners.com.

Security

The security of your personal information is important to us. When you enter sensitive information such as social security number on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). To learn more about SSL, follow this link SSL Information

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can send email us at security @ paypartners.com

Business Transitions

In the event RTP Financial Services, LLC goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email and prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.

Changes in this Privacy Statement

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

Contacting Us About Privacy

If you have questions or concerns about our privacy practices, please send an email to: privacy @ paypartners.com or call us at 770.801.1514. You may also contact us by mail at: Privacy PayPartners 2849 Paces Ferry Road Suite 130 Atlanta, GA 30339 USA

The PayPartners payroll card is a MasterCard Card used by employees, contractors and affiliates to receive payroll and commission payments via direct deposit "ACH".

The PayPartners pay card Master Card is a payment card that can be used for payroll as well as other payouts

PayPartners payroll cards are prepaid debit cards that can be used to receive your paycheck via direct deposit.